Automotive SmartPay – 0% Dual Pricing Payment Processing
Stop Paying Credit Card Fees at Your Auto Shop
π Automotive SmartPay provides automotive payment processing, text-to-pay solutions, dual pricing programs, and modern payment technology Powered by North for auto repair shops nationwide.
π² Our automotive payment platform helps repair shops simplify invoicing, payment collection, customer approvals, digital payments, and workflow automation while reducing or eliminating credit card processing fees.
π§ From independent mechanics and tire shops to collision centers and multi-location automotive businesses, Automotive SmartPay provides modern payment solutions designed to help shops get paid faster and improve the customer experience.
π³ Our text-to-pay tools, digital invoicing, dual pricing terminals, ACH payment options, and transparent pricing help auto shops streamline operations and keep more of every repair ticket.


Keep 100% of your revenue with compliant dual pricing, text-to-pay, and instant deposits, all for just $10/month.
β Eliminate 3β5% processing fees instantly
β Get paid faster with text-to-pay & invoicing
β No contracts. Free equipment. Setup in 5 minutes
π Automotive SmartPay helps you manage your auto shop operation, from online booking, oil change and service reminders to text-to-pay, while eliminating card processing fees.
π Our customer-friendly dual-pricing terminals display cash and card prices using a gas-station pricing model that helps businesses save thousands for just $10 a month.
π² Call or Text Greg: βFREE DEMOβ to 801-205-1955 Today


Built For Modern Auto Repair Shops

Automotive SmartPay helps auto repair shops simplify customer payments, repair approvals, invoices, and large repair-ticket transactions.
Whether your shop handles brake repairs, engine work, diagnostics, tires, alignments, transmission service, or fleet maintenance, our payment solutions help shops get paid faster while improving the customer experience.
- π Text customers secure payment links
- π§ Accept large repair-ticket payments
- π² Simplify repair orders, estimates, approvals and invoicing
- π³ Offer dual pricing and ACH payment options
- β‘ Speed up customer pickup times
- π Improve workflow and cash flow
Dual Pricing: Two Prices, Built-In Discount


Youβre Losing Thousands Every Month β Hereβs Why
Every time a customer pays with a credit card, youβre losing 3β5% of your revenue.
That means:
- $10,000/month = ~$350 gone
- $50,000/month = ~$1,750 gone
Over a year? Thatβs tens of thousandsβ¦ straight to the banks.
Auto Shops Are Switching to Dual Pricing
Gas stations have done it for years β showing a cash price and card price.
Now your shop can do the same.
Instead of paying the feesβ¦
π your customer chooses how to pay.
β No awkward fees
β No surprises
β Fully compliant
How Automotive SmartPay Works
- Enter the price
- Customer chooses pricing options
- You keep your money
Process $864,000 and pay just $10 in fees!
Everything Your Auto Shop Needs to Get Paid Faster With Dual Pricing

The Features You Need:
- π² Text-to-pay (get paid before pickup)
- π§Ύ Digital invoicing
- π Online booking & reminders
- π³ Dual pricing terminals
- π Real-time reporting dashboard
- π¦ ACH pay-by-bank (lowest cost option)
Not just processing, a full payment system for your shop
Simple, Transparent Pricing
- $10/month
- 0% credit card fees (dual pricing)
- No contracts
- Free equipment
No hidden fees. No surprises. Ever.
Start Saving in the Next 5 Minutes
Weβll set everything up for you β terminals, pricing, and payments β so you can start keeping more of every repair ticket immediately.
βοΈ Call or Text Greg Kapitan βFREE DEMOβ to 801-205-1955 Today.
View My Credit Card Processing Savings:
Process $10,000 per month and save $350 by passing on an average 3.5% card fee.
| Mo Card Volume: | Mo Savings | 1 Year Savings | 5 Year Savings | 10 Year Savings |
|---|---|---|---|---|
| $5,000 | $175 | $2,100 | $10,500 | $21,000 |
| $10,000 | $350 | $4,200 | $21,000 | $42,000 |
| $20,000 | $700 | $8,400 | $42,000 | $84,000 |
| $50,000 | $1,750 | $21,000 | $105,000 | $210,000 |
| $100,000 | $3,500 | $42,000 | $210,000 | $420,000 |
| $250,000 | $8,750 | $105,000 | $525,000 | $1,050,000 |
Automotive Industry Payment Solutions
Available In “Dual Pricing” or “Surcharge“, Your Choice
π With just a few clicks, weβll set up your digital payment system to accept cards using dual-pricing that shows both the cash price and the card price with the 3% fee, or surcharge that shows only the card price with the 3% fee.
π Choose the option that fits your automotive business, Automotive SmartPay handles the setup for you.
Merchant facing
enters a price

“Dual Pricing”
card & cash price
visible to customer

“Surcharge”
card price only
visible to customer

Modernize Your Automotive Business Payments & Delight Customers
See Auto Shop Card and Cash Transactions & More:
π At Automotive SmartPay, we understand the value of your time. Thatβs why we have Payments Hub Command Center seamlessly integrated with your new dual pricing solution.
π All card and optional cash transactions from your shop are instantly recorded and accessible through the back office portal, providing you with real-time visibility and efficient management.
- Payments Hub Many Options Available:
- Text or Email to Pay Payment Links
- Embed Payment Link on Website
- View Payments Activity
- Monitor Cash Activity
- Virtual Terminal
- See Sales Trends
- Manage Inventory
- Employee Management
- Quickbooks Integration
- And Much More

Get Started Today & Receive Dual Support from
Greg at Automotive SmartPay & North
Everyday you wait = more fees lost. Start saving this week.
Every system is PCI-DSS compliant for secure, encrypted transactions.
βοΈ Call or text Greg Kapitan at: 801-205-1955 to start saving today.

Frequently Asked Questions
How can auto repair shops get paid faster?
Many auto repair shops now use text-to-pay links and digital invoices to speed up payment collection. Customers can securely pay from their phone before arriving to pick up their vehicle, helping shops reduce delays and improve cash flow.
What is text-to-pay for auto repair shops?
Text-to-pay allows repair shops to send customers a secure payment link by text message. Instead of waiting at the front counter, customers can review their invoice and pay directly from their phone in just a few clicks.
Can Automotive SmartPay send digital invoices?
Repair shops can send digital invoices and secure payment links by text or email, making it easier for customers to review repairs and submit payment quickly and securely.
Is dual pricing legal for auto repair shops?
Dual pricing programs are legal in all 50 states when implemented properly. Many repair shops use dual pricing to display transparent card and cash pricing similar to what customers already see at gas stations.
Can auto repair shops accept ACH payments?
ACH payments are becoming increasingly popular for large repair invoices and fleet accounts because they can help reduce payment processing costs compared to traditional credit card transactions.
What payment methods can auto repair shops accept?
Modern automotive payment systems allow repair shops to accept credit cards, debit cards, tap-to-pay, Apple Pay, Google Pay, contactless payments, ACH transfers, and mobile wallet payments.
How does text-to-pay improve the customer experience?
Nobody enjoys waiting at the front counter after a repair is completed. Text-to-pay gives customers a faster and more convenient way to pay, helping improve pickup times and overall customer satisfaction.
Can Automotive SmartPay work alongside existing shop software?
Many repair shops already have shop management or invoicing software in place. Automotive SmartPay is designed to work alongside many existing systems without disrupting daily operations..
Why do auto repair shops use digital payment solutions?
Modern repair shops are looking for faster and more convenient ways to collect payments. Digital invoices, text-to-pay links, and contactless payments help simplify workflow while improving the customer experience.
Can customers approve and pay for repairs remotely?
Modern payment technology allows customers to review invoices, approve repairs, and securely submit payment remotely using text or email payment links. This can help shops simplify communication and reduce delays.
How can automotive payment solutions improve shop workflow?
Payment automation tools can help reduce front-counter bottlenecks, simplify invoice collection, speed up customer pickup, and improve communication between service advisors and customers.
Why do auto repair shops use dual pricing programs?
Many repair shops are looking for ways to offset rising credit card processing costs while still offering customers flexible payment options. Dual pricing programs help shops keep more revenue from every repair ticket while maintaining transparent pricing.

